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Preheat oven to 350 degrees.
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In a large skillet, brown ground beef over medium heat for 4 minutes.
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Drain any excess grease.
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Add in the diced peppers, onions garlic, and taco seasoning. Cook for an additional 4 minutes.
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Add in black beans, yogurt, and salsa. Stir to combine. Continue to cook for an additional 3-4 minutes until heated through.
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In a 9x13 casserole dish, spread the cooked rice evenly along the bottom of the dish.
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Transfer meat mixture and spread evenly on top of the rice.
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Top with cheese.
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Put into the oven for 20-25 minutes or until heated through.
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Top with an optional ingredients and serve with tortilla chips.